Insurance Basics:
These are the seven fundamental things you should look for in a health insurance policy.
1. Can you go to any doctor & any hospital?
2. Are you covered 24/7 on or off the job?
3. Are you covered anywhere you go? (Not just in your own state).
4. Do you have rate stability? (Can your rates be raised based on your usage)
5. Do you have a plan that lets you and your doctor decide what your insurance pays for or does your insurance company have the final say?
6. Do you have a plan that guarantees you will always have your benefits or does the insurance company have the right to revise your plan as they see fit?
7. Do you have a plan through a group or are you out there in the individual market? Even individuals have the ability to join large associated health care groups.
Call us today to find out how we can help you build a plan that does all of this and more!